By Jack Shanley

With Christmas just around the corner, I thought it would only be right to review ‘The Muppet Christmas Carol’.Thirty years since its original release, it hasn’t aged, only grown better in time. This beautifully crafted heart-warming adaptation of the Charles Dickens novel is an amazing film which offers so much, from the wacky screwball comedy of the Muppets to the seriousness of Michael Caine as Scrooge. In my opinion this is the best adapation out there, for its fun wacky comedy aspect, seriousness and its lack of shyness for the true horror and essence the story holds. As dark as the material can be, we still must go to those dark places for the ending to be as joyous. Dark in periods, especially with the three ghosts, makes it far more memorable and interesting than any of the ghosts from other Christmas Carol movies. The film focuses on not just Scrooge’s life but his whole perspective of life too. We see examples of this in the introduction. We don’t see Scrooge’s face, only low shots emphasising his monstrous visage, and tilted shots to show his twisted view of the world. Something this movie does that I really appreciate is it really hits the serious tone hard during the third ghost. They remove the comic relief that’s kept our spirits up this whole time and force us to witness the horror that awaits Scrooge in the future thus making the ending strong, joyful and that bit more special. Apart from being vastly entertaining, the acting is also superb. Caine’s fantastic performance - changing from a menacing man to a warm, charming man who’s joy is so infectious - arguably carries the film. The songs throughout are fantastic quality too as they’re fun, catchy and will leave you humming the tunes for quite a while. I’d highly recommend watching ‘The Muppets Christmas Carol’ this Christmas with the spirit of the season shining through in every frame. For that I can’t help but give it FIVE stars. You can watch ‘The Muppet Christmas Carol’ on Disney Plus or go see it at the Lighthouse Cinema on December 19th. Director: Jim Henson – Rating: PG – Genre: Family/Fantasy – Run Time: 1h 25m – Language: English. For more film content please follow @movies4fanatics on Instagram.

By Dave Kavanagh

Are there actions you can take to make the festive season less of a financial burden? Of course there are.Firstly, manage expectations: Most people can’t remember what they got 2 years ago, so don’t put yourself under too much pressure for “big” presents. Next, leave the credit card at home: At about 20% interest, adding debt for things you don’t need to overspend on, only starts the new year off in a negative.Be realistic with food shopping: The shops are only closed for 1-2 days, do you really need to stock up so much? In the days/weeks after Christmas, make a list of all the things you bought but didn’t really need or through out, and keep it for next year, so you don’t repeat the same mistakes. Kris Kindle: Talk to family and close friends to agree to pick one person and buy them a present for a set limit, to ease the burden.There are things you can also do all year round that can save you enough to cover the cost of Christmas: Switch utility providers, the savings can be quite substantial. Compare before you shop for larger items: Just because one store has a sign saying the TV you want is reduced from €799 to €699, doesn’t mean that another store that does not have a sale on, isn’t selling the same TV for €649. Take the time to shop around when your car or house insurance renewals come in, it can be well worth the effort. Review premiums that you pay regularly, such as mortgage protection or life cover, especially if they were taken out directly with a bank who could not compare. Finally, go through a few months’ bank statements: we regularly find people paying for things that should have been cancelled years before or that they simply no longer require.

Dave Kavanagh QFA has been advising people financially for over 25 years. For quotes or information (with no cost or obligation) he can be contacted by emailing him on info@financialcompanion.ie or use the contact form on www.financialcompanion.ie or @Davekav_advice on Twitter and Instagram. Combined with his previous role of gym/nutrition adviser, he regularly gives talks and workshops at seminars and events for groups, companies and government departments on financial wellbeing, positivity and motivation. As heard on RTE 2FM , LMFM and TV3.

By Siobhan O’Neill White

This year’s mams.ie Christmas gift guide is all about buying Irish!! Like Mairead Ronan’s Faro Brushes; made in Ireland, they’re fantastic for all hair types. Love make-up? Vegan friendly, cruelty free, award winning Irish brand Carter Beauty Cosmetics have collaborated with mams.ie to offer 30% off all products with promo code MAMSIE30. See Here! Irish store, Virgo Boutique have gorgeous gift boxes with beautiful hats and scarves to add a pop of colour on winter walks. Patricia O’Toole has clever shapewear and accessories for the party season. We particularly love their handbags and shoes. Hydrating, cruelty free skincare range Elave from Gardiner Family Apothecary is made in Co Louth. Their moisturisers have SPF included, the shaving sets are brill for guys and the junior range is perfect for baby skin. Cork based Azure Jewellery have a stunning collection from bridal to gifting. Enter to win a €100 voucher HERE! Everyone loves a board game over Christmas and our favourite is Cards Against Humanity from Neverboard.ie. There is a family friendly version and adult only version which is an absolute hoot! Dare2B have collaborated with Laura Whitmore and Jermaine Jenas this winter. We like the gilets, jackets and accessories. Very snug! The Luxe Spa at Four Seasons Hotel in Carlingford is uber relaxing. Book spa vouchers and make sure to visit the amazing Thermal Suite. From the makers of bum lifting Freddy jeans, comes Malena Shirts for men. With a hidden zip behind the buttons, they’re like a secret corset for men!
For sport and exercise lovers, Runderwear has brill running pants, socks, bras and base layers for men and women. As someone who needs a good support bra when running, I can honestly whole heartedly recommend this range. Fast growing Irish brand Spotlight Oral Care have electric toothbrushes, whitening powder, floss,toothpastes & more. You’ll find value packs online and in Boots stores nationwide. Also in Boots are great gift sets by Sculpted by Aimee for skincare and make-up lovers! The bundles are superb value. Some our top picks from Dubray books are by Kellie Harrington, Bono, Marian Keyes, Graham Norton, Steve Cavanagh, Arlene Hunt, David Walliams and Roddy Collins. Something for everyone in there! For competitions, reviews, recommendations and more, visit www. mams.ie for top tips this Christmas!

Siobhán O’Neill White - Shortlisted for Golden Spider Award & Infant & Maternity Award As seen on RTE and Virgin Media Ireland & Weekend AM. As heard on Today FM’s Ian Dempsey & Dermot & Dave; RTE’s Ray D’Arcy Show, 98FM, LMFM Late Lunch, WLRFM & Shannonside FM

By Siobhan O’Neill White

When I was 12 my Mam told me about periods we also learned about periods in school – albeit in the most unhelpful and shameful way, like it was some horrible secret girls should never talk about! When I was pregnant, I read loads of books about pregnancy, birth and being a parent. When I had a miscarriage, I got support from my Mam who had been through a miscarriage herself and advice from www.miscarriage.ie So why is it, when I hit my 40’s, no-one told me about Menopause, or her evil little sister, perimenopause? My periods were erratic, my mood was all over the place, I had trouble sleeping and my hips ached. I was anxious and fearful but didn’t know why. I got into my car one day and couldn’t remember how to drive. I sat there for a full 5 minutes with no clue how to start my car. It’s called Brain Fog apparently! I had tests for arthritis, a brain scan, CT scans – all manner of tests to see what was going on but no answers. And then a miracle happened when Davina McCall made a show about menopause. All I knew about menopause was that women got hot flushes and their periods stopped in their 50’s. Oh how ignorant I was! I had never even heard of perimenopause. It was a huge relief to know I was not alone and that every woman goes through this. Finally, armed with information, I had my hormones tested and was put on HRT. Its early days but already my sleep is better and my joints are not aching as much. In addition to HRT, I use the Balance App (a free app for women dealing with perimenopause & menopause) which is full of advice and support. I have also found the supplements from Better Body Co. helpful with bloating, which is a common problem for women dealing with perimenopause and menopause. For anyone who wants to find out more or get support for perimenopause or menopause, find chat and advice on the Balance App. I would highly recommend checking out the Menopause Documentary on the RTE player and the Davina McCall documentaries on Channel 4 on Demand. I would also recommend having your partner and children watch these documentaries with you because the more we speak openly about perimenopause & menopause, the better it will be for women who are affected and their families.

By Jack Shanley

Forty years ago, Ridley Scott released one of the most captivating Sci-fi films of all time. As it approaches its 40th anniversary, I just had to give ‘Blade Runner’ another rewatch and it never fails to amaze me.It’s an extraordinary film, both beautifully crafted and visually stunning. From the amazing Score by the late genius Vangelis to the phenomenal detail in every shot, it truly is a jaw-dropping cinematic experience. Although it’s a futuristic Sci-fi film from the ‘80s, it still very much clings to the classic film noir style of the ‘40s and ‘50s. Detective Rick Deckard (Harrison Ford) is a masculine yet vulnerable character, a character we’ve seen multiple times throughout the ‘40s and ‘50s. ‘Blade Runner’ is influenced enormously by the film noir style and, of course, other movies such as ‘2001: A Space Odyssey’, ‘Star Wars’ and probably its biggest influence, Fritz Lang’s 1927 futuristic classic ‘Metropolis’.There is still a freshness and distinctiveness in the material no matter how many times you watch it. One of the greatest elements is the spectacular visuals that suck you in, and as a viewer you can’t help but get lost in it.From the opening aerial shot of the beautiful mesmerising dream-like city, Scott has our attention, and we want to dive in there and then and explore every inch of this amazing city.

However, what’s rather interesting is we never really get the chance to, for up high it looks astonishing but down low it looks like an overpopulated, run down, damp claustrophobic city. Although ‘Blade Runner’ looks amazing, it also sounds amazing. Due to the spectacular visuals you can turn down the sound and still enjoy every second.The film also delves deep into the study of the human condition and essentially questions how we live life. It truly is a science fiction masterpiece and for that I give it a score of FIVE stars.You can watch ‘Blade Runner’ on Amazon Prime or pick up the final cut version for €9.99 in Tower Records. Director: Ridley Scott – Rating: 15 – Genre: Sci-fi/Action – Run Time: 1h 57m – Language: English. For more film content please follow @movies4fanatics on Instagram.

By Dave Kavanagh

Many couples have joint plans in place for things like Life Cover. That is fine if the couple are married, but not if they are not married. Due to our very dated Capital Acquisition Tax laws, if an unmarried couple have a joint policy, in the event of a claim the survivor could be facing a large tax bill. This is because married couples can give or bequeath any value of assets without there being a tax liability. For a cohabiting couple, they are treated in the “strangers” bracket of amounts you are permitted to receive before tax is due. This did not change in the recent budget, so after a tax free threshold of €16,250, any balance is taxed at 33%. So if we take John & Mary as an example, who have a joint life policy with €250,000 life cover, in the event of John passing away, Mary will be paid out the policy proceeds but also now has a tax bill of €35,887.50 (this assumes premiums were paid from a joint account that they both contribute to, if John paid the premiums from his own account, Mary’s tax bill would be €77,137.50!) So how can you avoid being liable for such a large, potential tax bill? The correct advice when commencing cover for an unmarried couple should be, instead of setting up a joint plan, to set up two “life of another” plans. So John takes out a plan on Mary and pays the premiums and Mary takes out a plan on John and pays the premiums for that. When done this way, if the same as above happened and John passed away, Mary is deemed to have paid for the cover herself and so is not liable to pay any tax, meaning she receives the full €250,000 policy proceeds and no tax bill. It’s worth also noting that unmarried couples that buy a house together can face a similar problem if one of them passes away. The survivor that inherits the deceased’s share of the property may then be liable to pay tax on that portion of the property. There are ways to plan for this and to be exempt. If anyone is in either of these situations, please get in touch for advice.

Dave Kavanagh QFA has been advising people financially for over 25 years. For quotes or information (with no cost or obligation) he can be contacted by emailing info@financialcompanion.ie or use the contact form on www.financialcompanion.ie or @Davekav_advice on Twitter and Instagram. Combined with his previous role of gym/nutrition adviser, he regularly gives talks and workshops at seminars and events for groups, companies and government departments on financial wellbeing, positivity and motivation. As heard on RTE 2FM , LMFM and TV3.

Thanks to Malahide Historical Society

Under the terms of a lease agreement of 1844 between Lord Talbot of Malahide Castle and one James Fagan, who developed St. James Terrace, the Talbots agreed to make a footway along the seaward side of the pleasure gardens (now occupied by the tennis club and sea scouts) with a retaining wall along the beach and to level the ground to the boundary. The ‘Bandwalk ‘remains a popular and much frequented route today and the supporting wall between it and the beach is still in good condition if a little overgrown with weeds. The path continued in the other direction towards the coast and was referred to in old leases as ‘the waste’ road for reasons that are not clear. As well as the set of stone steps in front of the scout den at the bottom of St. James’s Terrace, used by Victorian and Edwardian trippers for boat trips around the estuary or to picnic on The Island, there is another set of steps surviving from that time. Little used nowadays, the broad zig-zag steps down to the beach opposite the fountain at the Grand Hotel were known as ‘Granny Holton’s Steps’ and were a popular means of accessing the foreshore for children and adults alike in years gone by. It is not known how the steps took her name but Granny Holton is believed to have been of the Holton family which ran the post office over a long period and also a grocery and provisions shop on Main Street. The Farrell Holton shop (later Findlater’s) was about where Brophy Estates and the former Xtravision premises is today.

By Siobhan O’Neill White

On mams.ie we are busy with our Little Black Dress challenge, trying to lose a few pounds and tone up for Christmas. On Wednesday mornings we will be attending fitness classes with Beyond Fitness at Gormanston Park, in the sports hall at 9.30am or 10.15am. It’s €7 a class and they are specially designed with us gals in mind. As well as weekly exercise meet ups, we have recipes, healthy eating tips and lots more advice and support on mams.ie. Join our chat HERE where you can add your own goals and track your progress week by week. This group is not about losing lots of weight or putting yourself on a strict diet, it’s about getting a little healthier and feeling better. And, if you look better in your little black dress this Christmas, then that’s great too! We all know about the importance of stretching before and after exercise but another thing that is very important, is wearing the correct clothes, trainers and underwear. Wearing the correct bra is so very important when walking, running or doing an exercise class. It doesn’t matter what your cup size is, you need to wear a properly supportive bra. We have tried out several types of sports bras and we can highly recommend the ‘high impact easy on’ sports bras from Runderwear. I’m wearing one in the above pic and can tell you it does the job! They also do anti-chafing pants, which are so good for running. Check out their range and get special mams.ie discounts. Wearing the correct clothing is very important too. Let’s be honest, no-one wants a wedgie in the middle of a Zumba class! Dare2B has a wonderful collaboration with Laura Whitmore and this fantastic range is having a big sale at the moment. From supportive trainers, to sporty raincoats, to comfy leggings, we really like this collection and many of the items are currently half price or less. Colourful, made from sustainable and recycled materials, this is a wonderfully affordable range. Available online and at the Regatta store in Ilac, its such great value and perfect to help get you up and moving! If you need some ideas for healthy snacks and dinner ideas, you can check out the recipe section on mams.ie. There are lots of one pot dinner ideas in there to make dinner time easier for us busy Mammies!

By Jack Shanley

With Jordan Peele’s third film hitting cinemas worldwide in early August, I felt it would be a good opportunity to write about this much-anticipated movie. Overall, I was quite disappointed in all honesty. I felt it took an eternity to really kick in and flow luxuriously to its end. It just felt like a film with no soul, one that is so dependent on its ending that that’s all there really is to it. There was nothing more in the material to get lost in, nothing a second watch could do for me. What Peele has in ‘NOPE’ is a situation and not particularly a story. It’s a situation that never develops and just stays where it starts with louder and grander versions of the same scene continually playing for the two hours’ duration. I also didn’t care for the characters. They were so far wrong that it bored me and punctured any excitement I had for the film. There was nothing really that I, as a viewer, could relate to or identify with. There was no connection to these people on screen. I felt the villain, being a huge UFO, to be so far from scary in any way, to the point of me almost forgetting it was a horror film. It took until the scene midway through, of a violent chimpanzee on a killing spree on the set of a sitcom, for me to remember the genre. That scene was the closest I felt to being uncomfortable for the entire two hours.Jordan Peele is a talented writer/director who certainly knows what he’s doing, and as a huge horror fan I remain ever poised for the next subconscious nightmare he deems fit to make flesh. But every so often an obviously talented person makes a bad movie, and that’s what we have in ‘NOPE’. The talent is there but the movie is dead on the screen. I’ll give ‘NOPE’ a score of three stars. • You can watch ‘NOPE’ at your local cinema today: Director – Jordon Peele - Rating: 16 - Genre: Horror/Sci-fi - Run Time: 2h15m Language: English. For more film content please follow @movies4fanatics on Instagram.

By Dave Kavanagh

People who rent privately where they live, compared to home owners, can be a lot more vulnerable. Apart from the obvious points, like rents being increased or having to move out if a property is being sold, there are other potential events that could prove problematic for renters. As we saw in the early part of the pandemic, where many people’s incomes were drastically reduced, those with mortgages were permitted to avail of “payment breaks” with minimal effort. Unfortunately, those renting do not usually have the flexibility of this option. When someone cannot work due to illness or injury, they may suffer a loss of income, either immediately or after a short period, resulting in the inability to pay rent. This could lead to eviction and all of the problems associated with it. While those renting may not have been exposed to the kind of financial advice as someone going through the mortgage process, there are still safeguards that can be put in place. One option is Income Protection, paying them a portion of their income if they were unable to work due to illness or injury. This could be the difference between affording rent or being evicted. Something not often considered by renters is Life Cover. If one of a couple renting passed away, this could allow the surviving partner (or family) to purchase their own home immediately without the need for a mortgage. Similarly, Serious Illness Cover could pay out a tax free lump sum on diagnosis of one of the illnesses covered, giving another layer of financial security. Better to consider these options earlier rather than later.